← About VIG
Risk Transparency
We believe in full disclosure. Every risk, mitigation strategy, and evidence source.
| Risk | Mitigation | Evidence |
|---|---|---|
| Young platform, limited realized track record (3 exits) | Sample size disclosed on every page. Never claim realized performance beyond what the 3 exits demonstrate. Projected figures shown separately. | Track Record page — each exit shown individually with profit, ROI, hold period |
| Not a regulated financial institution today | Operating via private fund + project-specific SPVs under Bulgarian commercial law. AIF registration scheduled Q3 2026 under Bulgarian / EU AIFMD frameworks. | Strategy page — Regulatory Stage & Roadmap section |
| Illiquid investments — no early exit | Lock-up period stated explicitly per product. No false liquidity promises. Investors confirm lock-up understanding before committing. | Product one-pagers disclose duration range prominently |
| Geographic concentration — Sofia residential only | Deliberate focus, not accidental. Stated explicitly as investment policy. No false diversification claim. | Strategy page; investment policy |
| Construction delay and cost overrun | Milestone-release of capital tied to verified evidence (title, permits, surveyor, Act 15). Capital not exposed to a stage until that stage is verified. | Capital Release Schedule on Strategy page |
| Founder / key-person dependence | Nine-domain team with named leaders, public LinkedIn profiles, and documented credentials. Each leader owns a domain end-to-end. | Strategy page — Leaders & Experts |
| Blended realized-vs-projected performance claims | Explicitly rejected as a practice. Realized and projected figures shown in separate sections throughout the site. | Track Record page; Homepage Platform in Numbers; every disclaimer |
| Currency and cross-border tax complexity | All investments denominated in EUR (Bulgaria joined euro area 2026-01-01). Tax treatment case-specific; VIG does not give tax advice — investors consult home-jurisdiction tax counsel. | FAQ — Tax treatment question |
| Conflicts of interest in vertical integration | Arm’s-length documentation between VIG brands. Third-party legal oversight. Full disclosure in SPV agreements before capital commitment. | Risk Disclosure §11; SPV agreements |
| Forward-looking statements may not materialize | Target IRRs, exit dates, and AIF timeline are forward-looking. Stated as projections with honest caveats, never as guarantees. | Risk Disclosure §12; disclaimers on every relevant page |